| ABC, LLC · monthly | Value |
|---|---|
| Monthly profit before taxes | $83,333 |
| Save for federal taxes | −$18,570 |
| Save for CA taxes (after PTET) | −$1,560 |
| Available to household | $63,200 |
| Monthly cash flow | Value |
|---|---|
| ABC, LLC distribution (after biz reserves) | $63,200 |
| Client A · W-2 net take-home | $16,800 |
| Client B · net take-home | $0 |
| Average monthly income | $80,000 |
| Average monthly personal expenses | −$30,000 |
| Monthly surplus | $50,000 |
| Allocate from surplus | Value |
|---|---|
| Solo 401(k) contribution | $6,000 |
| HSA contribution | $729 |
| 529 — Child A | $1,000 |
| 529 — Child B | $1,000 |
| Vacation home fund | $4,000 |
| Taxable brokerage | $37,271 |
| Total allocated | $50,000 |