Debt Review

LiabilityLenderBalanceRateTermMonthly P&IPayoff
Primary mortgageChase$720K6.25%30-yr fixed$4,4322052
Auto loanToyota Fin'l$30K6.90%60 mo$5942029
Student loansSoFi (refi)$100K5.50%10-yr$1,0852034
HELOCChase$0$250K line
Credit cardsAmex / Chase$0RevolverPaid mo.
Total liabilities$850K$6,111/mo
Debt metrics
Debt-to-net-worth12.8%
Annual debt service$73K
DTI (gross)7.3%
Liquid assets / debt3.9×
Lindy Wealth
as of May 31, 2026